Open Enrollment for FY 20 will begin on June 3, 2019. If you are a full-time, benefit-eligible employee and wish to obtain or make changes to any of your benefits—health insurance, dental insurance, supplemental life insurance, and/or flexible spending accounts (FSAs)—you can do so between June 3, 2019- July 15, 2019. All changes will be effective as of September 1, 2019. For those who are already enrolled in flexible spending, please keep in mind that you MUST re-enroll each year; you are not automatically re-enrolled.
After July 15, 2019, only employees with qualifying life events (QLEs) will be eligible to make changes to their benefits, and only within 31 days of the QLE. The following are QLEs which open the 31-day special enrollment period for employees to make changes:
- Change in marital status (marriage/divorce)
- Birth, adoption, or legal guardianship of a child
- Death of a spouse or dependent
- Termination of a spouse’s employment
- Switch from full-time to part-time employment
- Begin or return from an unpaid leave of absence
- Change in dependent eligibility
- Loss of other medical insurance
Health and/or Dental Insurance
The new rate sheet for FY 20 is attached below; please review since the rates have changed for the upcoming plan year. If you are interested in making changes to your health or dental insurance online during open enrollment, we will continue to have this available through CareFirst Connect as we did the past three years. For those who utilized this service previously, your login information will be whatever you changed it to upon your initial login. For those who did not, your login will be: first name + last initial + last four digits of SSN (i.e.--CAITLINS9999) and your password is defaulted to your full SSN with no spaces or dashes. After logging in for the first time, you will be prompted to update your password to a unique one of your choosing and set 3 security questions. From there, you will be able to make any changes to your health insurance information. Should you have any questions or issues navigating CareFirst Connect, you may call technical support at 855-216-7070. This number is listed at the bottom right hand corner of your screen in CareFirst Connect.
We have also attached a BCBS CareFirst enrollment form for those who prefer to complete and submit a paper application; be sure to indicate at the top of the form either DENTAL, HEALTH, or DENTAL & HEALTH. Additionally, please keep in mind that regardless of whether you enroll or make changes online or via a paper application, we will need birth certificates and/or marriage certificates for any dependents you request to add to coverage. Your request will not be approved—online or paper—until all documentation has been submitted to Marquita Giesey at the Board of Education.
The Standard is our life insurance policy carrier .There will be no changes in rates or coverage available. I have included The Standards URL list to access forms and information you may need. If you do not wish to make any changes to your coverage, your policy will continue. If you are not enrolled in supplemental life insurance or you are enrolled and wish to increase your coverage by more than the allotted $10,000 this year, however, you will be able to do so during open enrollment this year only without the need for a medical evaluation. Enrollment in or changes to supplemental life insurance will still be done via paper; the form is attached below.
Flexible Spending Accounts (FSAs)
For those who are already enrolled in flexible spending, please keep in mind that you MUST re-enroll each year; you are not automatically re-enrolled. You have two options to enroll with TASC, our third-party administrator. The first option is a paper enrollment form. The second option is to login to your MyTASC Account during open enrollment and follow the prompts to renew. If you have never created a MyTASC Account and wish to do so, you will need the 12-digit member ID number found under your name on your TASC credit card. The documents below provide some information from TASC about the advantages of FSAs and the benefits they offer, so please take the time to review. This truly is an excellent benefit that is very underutilized by our staff, and I encourage everyone to become informed.