Open Enrollment for FY 2018 begins Thursday, June 1, 2017. If you are a full-time, benefit-eligible employee and wish to obtain or make changes to any of your benefits—health insurance, dental insurance, supplemental life insurance, and/or flexible spending accounts (FSAs)—you will need to do so between Thursday, June 1, 2017 and Thursday, July 13, 2017. All changes will be effective as of September 1, 2017.
Health and/or Dental Insurance
The new rate sheet for FY 2018 is available here. If you are interested in making changes to your health or dental insurance online during open enrollment, we will continue to have this available through CareFirst Connect as we did the past two years. For those who utilized this service previously, your login information will be whatever you changed it to upon your initial login. For those who did not, your login will be: first name + last initial + last four digits of SSN (i.e.--CAITLINS9999) and your password is defaulted to your full SSN with no spaces or dashes. After logging in for the first time, you will be prompted to update your password to a unique one of your choosing and set 3 security questions. From there, you will be able to make any changes to your health insurance information. Should you have any questions or issues navigating CareFirst Connect, you may call technical support at 855-294-2899. This number is listed at the bottom right hand corner of your screen in CareFirst Connect. If choosing to discontinue our health insurance, you will need to complete the waiver form below and submit proof of other coverage. The BCBS CareFirst enrollment form is also included below for those who prefer to complete and submit a paper application; be sure to indicate at the top of the form either DENTAL, HEALTH, or DENTAL & HEALTH. Additionally, please keep in mind that regardless of whether you enroll or make changes online or via a paper application, we will need birth certificates and/or marriage certificates for any dependents you request to add to coverage. We will not be able to approve your request—online or paper—until we have this documentation.
Supplemental Life Insurance
We will be moving from Prudential to The Standard as our life insurance policy carrier effective as of September 1, 2017. There will be no changes in rates or coverage available. If you do not wish to make any changes to your coverage, your policy will continue as-is in the move between carriers. However, if you are not enrolled in supplemental life insurance or you are enrolled and wish to increase your coverage by more than the allotted $10,000 this year, you will be able to do so during open enrollment this year only without the need for a medical evaluation. Enrollment in or changes to supplemental life insurance will still be done via paper; however, at this time we have not yet been provided with the Enrollment/Change forms. You may use the supplemental life insurance calculator to determine your per pay cost in the meantime. Please use the age you will be as of September 1, 2017 in utilizing the calculator.
Flexible Spending Accounts (FSAs)
For those who are already enrolled in flexible spending, please keep in mind that you MUST re-enroll each year; you are not automatically re-enrolled. You have two options to enroll with TASC, our third-party administrator. The first option is a paper enrollment form. The second option is to login to your MyTASC Account during open enrollment and follow the prompts to renew. If you have never created a MyTASC Account and wish to do so, you will need the 12-digit member ID number found under your name on your TASC credit card. The documents below provide some information from TASC about the advantages of FSAs and the benefits they offer, so please take the time to review. This truly is an excellent benefit that is very underutilized by our staff, and I encourage everyone to become informed.